Make Your Dream Backyard Affordable With Flexible Financing

Custom financing solutions that turn “someday” projects into “this summer” realities. We believe dream backyards shouldn’t stay dreams forever. That’s why we offer flexible financing options that make it easier to say yes now — without compromising on quality, comfort, or peace of mind. Whether you're planning a pool, a patio, or a custom structure, we’ll help you find a payment plan that works for your timeline and your budget.


Get Pre-Qualified Today

Why Wait to Love Your Backyard?

Why spend another summer wishing for the perfect outdoor space when you could be enjoying it right now? Financing your project means creating family memories this season instead of waiting years to save up.


Most clients tell us the same thing: "We should have done this years ago."


That's because the daily joy of stepping into your own private resort…morning coffee by the water, weekend
gatherings that last until midnight, kids laughing instead of staring at screens…far outweighs the monthly
payment.


The real cost isn't the money. It's all the perfect summer days you'll never get back.


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Our Financing Process: As Easy As 1-2-3

The number one is in an orange circle on a white background.

APPLICATION

Complete our simple application in just 60 seconds. Our soft credit pull option lets you explore financial possibilities without impacting your credit score.

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REVIEW OPTIONS

We'll present multiple financing solutions with competitive rates. Review the terms, select the option that works best for your situation, and we'll handle the rest.

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GET FUNDED

Once approved, funds typically become available within 1-5 business days. That means we can start transforming your backyard right away—no lengthy delays waiting for bank approval.

Schedule a Free Consultation

Financing That

Brings Dream

Backyards to Life

Why wait years to enjoy the space you’ve been dreaming of


Our flexible financing options are designed to fit your life, your goals, and your budget — so you can start making
memories this season, not someday.


From pools and patios to custom-built escapes, we make it possible to say yes without the stress.

Financing That Brings Dream Backyards to Life

Why wait years to enjoy the space
you’ve been dreaming of


Our flexible financing options are
designed to fit your life, your goals, and your budget — so you can start making memories this season, not someday.


From pools and patios to custom-built
escapes, we make it possible to say yes without the stress.

Why Finance Your Outdoor Living Project?

Preserve Your Savings

Enjoy your dream backyard without depleting your hard-earned savings. With today's competitive rates, smart financing preserves your cash reserves while still creating the outdoor space you deserve. Many clients find that financing a quality outdoor living space makes more sense than paying cash - especially when they start enjoying it right away.

Simple Payment
Structure

Transform a large one-time expense into predictable monthly payments that fit your budget. Unlike home equity loans with variable rates and closing costs, our financing options offer fixed terms with a clear end date. You'll know exactly what you're paying each month from start to finish.

Start Enjoying
Sooner

Why wait years to save up when you could be creating memories in your new outdoor space this season? The value of enjoying your backyard paradise for additional years often outweighs the cost of financing. Many clients tell us their only regret is not starting sooner.

Preserve Your Savings

Enjoy your dream backyard without depleting your hard-earned savings. With today's competitive rates, smart financing preserves your cash reserves while still creating the outdoor space you deserve. Many clients find that financing a quality outdoor living space makes more sense than paying cash - especially when they start enjoying it right away.

Simple Payment
Structure

Transform a large one-time expense into predictable monthly payments that fit your budget. Unlike home equity loans with variable rates and closing costs, our financing options offer fixed terms with a clear end date. You'll know exactly what you're paying each month from start to finish.

Start Enjoying
Sooner

Why wait years to save up when you could be creating memories in your new outdoor space this season? The value of enjoying your backyard paradise for additional years often outweighs the cost of financing. Many clients tell us their only regret is not starting sooner.

An enclosed porch with wood stairs in tennessee built by sunshien outdoor living

“Sunshine took our vague idea and turned it into the most beautiful custom pavilion.”

We had no idea where to start—we just knew we wanted something special in that unused space behind the house. It’s now where we eat, host friends, and unwind almost every night. The craftsmanship is unreal.


Client

Custom Pavilion + Outdoor Dining Area | Completed Spring 2024

“Sunshine took our vague idea and turned it into the most beautiful custom pavilion.”

We had no idea where to start—we just knew we wanted something special in that unused space behind the house. It’s now where we eat, host friends, and unwind almost every night. The craftsmanship is unreal.


Client

Custom Pavilion + Outdoor Dining Area | Completed Spring 2024

“Sunshine took our vague idea and turned it into the most beautiful custom pavilion.”

We had no idea where to start—we just knew we wanted something special in that unused space behind the house. It’s now where we eat, host friends, and unwind almost every night. The craftsmanship is unreal.


Client

Custom Pavilion + Outdoor Dining Area | Completed Spring 2024

📍 Serving homeowners across East Tennessee, Sunshine Outdoor Living specializes in custom pool installations that transform backyards into stunning retreats as part of our full-service outdoor living experience.

Frequently Asked Questions

  • Do you offer financing options?

    Yes, we partner with several financing companies that specialize in outdoor living projects. Many clients qualify for competitive rates and flexible terms, sometimes with monthly payments similar to what they'd spend on a couple of weekend getaways. During your consultation, we can discuss options that might work for your specific situation.

  • Can I finance both the pool and outdoor living space together?

    Absolutely. Our financing partners can bundle the cost of your pool, landscaping, outdoor kitchen, and more into a single loan with one monthly payment

  • Can I see examples of projects similar to what I'm considering?

    Absolutely. We maintain an extensive portfolio of completed projects organized by style, size, and features. During your consultation, we'll show you examples that match your vision and budget. 

  • Does financing affect the project timeline?

    In most cases, financing approval is fast and won’t delay your construction. Once approved, we can schedule your project start date without waiting for full payment upfront.